📋 Disclaimer

1. General Information Only

The information provided by AVR Hub on adumalla.digital is for general informational and educational purposes only. All information is provided in good faith. However, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on this website.

2. No Professional Financial Advice

AVR Hub provides financial calculators including a mortgage calculator, EMI calculator, compound interest calculator, and currency converter. These tools are for educational and illustrative purposes only and do not constitute financial, investment, tax, or legal advice.

The results produced by our financial calculators are estimates based on the inputs you provide and standard mathematical formulas. They should not be used as the sole basis for any financial decision. Always consult with a qualified financial advisor, accountant, or lender before making any significant financial decision.

• Mortgage calculations do not account for all fees, closing costs, or variable rate adjustments
• Currency exchange rates shown are indicative mid-market rates and not guaranteed transaction rates
• Investment projections involve assumptions that may not reflect actual market conditions
• EMI calculations are estimates — your actual lender may apply different calculation methods

3. Tool Accuracy and Limitations

While we strive to ensure all tools on AVR Hub function correctly and produce accurate results, we cannot guarantee that our tools will be error-free, uninterrupted, or that defects will be corrected. Tools are provided "as is" without warranty of any kind.

Specific tool limitations:

• PDF tools — Processing quality depends on the source document. Complex layouts, non-standard fonts, and protected PDFs may not process correctly.
• Image tools — Background removal uses automated algorithms and may not produce perfect results on all images, particularly complex scenes or hair.
• File conversions — Formatting may differ slightly between source and output documents.

4. No Liability for Data Loss

While our tools process files locally in your browser (meaning files never leave your device), we strongly recommend keeping backup copies of any important files before processing them with any online tool, including ours. AVR Hub accepts no liability for any loss, corruption, or unintended modification of your files.

5. External Links Disclaimer

AVR Hub may contain links to external websites or resources. These links are provided for your convenience and reference only. We do not control these sites and are not responsible for their content, privacy policies, or practices. The inclusion of any link does not imply endorsement by AVR Hub.

6. Errors and Omissions

The content on AVR Hub is created and maintained to the best of our ability. However, errors or omissions may occur. We reserve the right to modify, update, or remove content at any time without prior notice.

7. Fair Use and Copyright

AVR Hub respects intellectual property rights. The tools, content, design, and code on this website are the property of AVR Hub unless otherwise stated. You may use our tools for personal and commercial purposes but may not reproduce, redistribute, or resell our tools or content without express written permission.

8. Limitation of Liability

To the maximum extent permitted by applicable law, AVR Hub and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, resulting from:

• Your access to or use of (or inability to access or use) our website or tools
• Any conduct or content of any third party on our website
• Any content obtained from our website
• Unauthorized access, use, or alteration of your transmissions or content

9. Governing Law

This disclaimer and any disputes arising from it shall be governed by and construed in accordance with applicable laws. By using AVR Hub, you consent to the jurisdiction of the courts in the relevant territory for any disputes.

10. Contact

If you have any questions about this disclaimer, please contact us at legal@adumalla.digital or through our Contact page.